Senior Software Engineer, Credit Card & SoFi Money Get AI-powered advice on this job and more exclusive features. SoFi provided pay range This range is provided by SoFi. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more. Base pay range $128,000.00/yr - $240,000.00/yr Employee Applicant Privacy Notice

Who we are:

Shape a brighter financial future with us.

Together with our members, we’re changing the way people think about and interact with personal finance.

We’re a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we’re at the forefront. We’re proud to come to work every day knowing that what we do has a direct impact on people’s lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The Role:

We are seeking a Senior Software Engineer to join our SoFi Credit Card team. We need someone who can play a pivotal role in our Credit Card product architecture transformation, focusing on the evolution of our products and new features. We are working hard to design a future looking framework, with the aim to scale our customer base, continue to delight existing customers, and disrupt the banking industry. You’ll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

As a SoFi senior software engineer, you’ll be in the middle of it all – you’ll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you’ll be working with an all-star team of talented engineers.

What You’ll Do:

Lead the development and testing of our systems and services Participate in shaping the technical architecture of the product Help translate product requirements into user stories and technical solutions Deliver highly available and scalable services in a production environment Mentor other engineers, support the technical culture, and help grow the team Generate ideas for new initiatives and technologies Communicate with project leads, product managers and other software developers

What You’ll Need:

Bachelor’s Degree in Computer Science or related field 4+ years programming experience, ideally on a modern stack Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production 2+ years Java, Kotlin or Scala programming experience A proven understanding of relational databases and ORMs Experience working on a SOA or microservice-based application. Willingness to roll up your sleeves, collaborate with others and get stuff done Solid sense of responsibility; driving a project from inception to completion Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to Have:

Interest in personal finance Experience managing your own investments or experience taking out loans Experience scaling highly available, mission critical systems Full-stack experience, either toward systems (kafka, docker, posix), databases (postgres), or front-end (javascript/typescript, react)

Compensation And Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate’s experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.

The Company hires the best qualified candidate for the job, without regard to protected characteristics.

Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.

New York applicants: Notice of Employee Rights

SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.

Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.

Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles. Seniority level Seniority level Not Applicable Employment type Employment type Full-time Job function Job function Engineering and Information Technology Referrals increase your chances of interviewing at SoFi by 2x Get notified about new Senior Software Engineer jobs in San Francisco, CA . Senior Software Engineer, Handshake Plus - Monetization San Francisco, CA $180,000 - $220,000 6 days ago San Mateo, CA $90,000 - $150,000 12 months ago Senior / Staff Software Engineer - Computational Chemistry / Molecular Dynamics San Francisco, CA $204,000 - $259,000 2 weeks ago Senior Developer Events Manager, Google Cloud San Francisco, CA $165,000 - $245,000 2 days ago Principal Software Engineer - Computational Chemistry / Molecular Dynamics Lead Software Engineering Program Manager, AI San Francisco, CA $210,000 - $260,000 3 weeks ago San Francisco, CA $180,000 - $300,000 3 months ago San Francisco, CA $95,000 - $230,000 4 months ago Senior/Staff Motor Control Software Engineer San Francisco Bay Area $196,000 - $220,000 17 hours ago Software Engineering Leader - SLS, 3D Imaging, & Point Cloud San Francisco, CA $150,000 - $250,000 3 days ago Intermediate or Senior Civil Engineer – Land Development (Commercial) - Houston, TX Senior Technical Writer, Developer Experience Senior Product Manager, Luau App Foundations & Developer Productivity San Mateo, CA $275,030 - $324,450 2 weeks ago We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr